
Does Health Insurance Cover Car Accidents?
After a car accident, medical bills can quickly become overwhelming while liability claims take time to resolve. In North Carolina, the at-fault driver is responsible, but their insurance typically pays later through a settlement. In the meantime, your health insurance is usually the primary way to cover immediate treatment costs. Optional MedPay coverage can help with out-of-pocket expenses like deductibles and co-pays. If you lack insurance, options such as Medicaid or payment plans may provide temporary relief.
















